Support and loans
The page was last modified:Do you want to discuss your company's situation with an advisor or do you need financing? Below is information about various initiatives and organizations that offer loans, support and advice during the coronavirus pandemic.
This page contains information about:
- Support and advice in your region
- Extended time for financial support when you start up a new business
- Information if you intend to sell or wind up your business
- Planning aid for staffing shortages and the supply of goods and services
- Loans
Support and advice in your region
There are several regional organisations that offer support and advice to businesses, both in their regular operations and as a result of the coronavirus. In several regions there are specific business emergency centers available.
Find support and counselling in your region (in Swedish)
Almi has advisors in 40 offices across the country and offers advice and financing to small and medium-sized companies. You can get the specific contact information through customer service at telephone number 0771-55 85 00 or at almi.se.
Municipal support
Due to the coronavirus, many municipalities have developed their own measures to support entrepreneurs. Please visit your municipality’s website to see what support you can receive locally.
Extended time for financial support when you start up a new business
The support for starting a business has been extended from 6 months to 12 months to make it easier for you who are starting a new business. The extension is temporary and applies until 31 December 2021.
Information if you intend to sell or wind up your business
The Swedish Environmental Crime Agency has produced an information sheet with information on how to avoid being scammed when selling your business. Among other things, there is a list of ways to detect early warning signs that you should check before selling your business.
Planning aid for staffing shortages and the supply of goods and services
The Swedish Civil Contingencies Agency (Myndigheten för samhällsskydd och beredskap, MSB) have developed an aid for government agencies and companies to help them identify which activities must be maintained and which are of a lower priority.
Loans
The Swedish National Debt Office’s guarantee programme
Small and medium-sized businesses that are viable but suffer financial difficulties, are given the opportunity of a state loan guarantee. A loan guarantee means that the state guarantees 70 % of the loan amount. Companies can apply for loans until September 30, 2021 by contacting their lender/bank.
Credit guarantee at the Swedish National Debt Office (in Swedish)
Loans from Almi
If you need financing, you can apply for a loan from Almi. If you already have a loan, it is possible to seek payment respite with repayments.
Almi’s bridge loan – a loan adapted to current corona pandemic
Sustainable small and medium-sized companies in Sweden that are in need of financing can apply for Almi’s bridge loan. The loan provides an opportunity for conditions that are specially adapted to the current situation. The loan is always combined with advice, so that you can discuss and simulate the effects the corona pandemic has on your cash flow, income statement and balance sheet.
Responsible: Swedish Agency for Economic and Regional Growth